1. Introduction

Welcome to Luci McMonagle’s website (referred to as “the Website”). By accessing and using this Website, you agree to comply with these terms and conditions. If you do not agree with any part of these terms, please refrain from using the Website.

2. Intellectual Property Rights

• All content on the Website, including text, images, videos, and graphics, is protected by intellectual property laws.
• You may not reproduce, distribute, or modify any content without explicit permission.

3. User Conduct

• You agree not to engage in any unlawful, harmful, or abusive behavior while using the Website.
• Respect other users’ rights and privacy.

4. Disclaimer

• The information provided on the Website is for general purposes only. We do not guarantee its accuracy or completeness.
• Use the information at your own risk.

5. Limitation of Liability

• We are not liable for any direct, indirect, or consequential damages arising from your use of the Website.
• We recommend seeking professional advice for specific situations.

6. Privacy Policy

• Our Privacy Policy outlines how we collect, use, and protect your personal information. Please review it.

7. Modifications

• We reserve the right to update or modify these terms and conditions at any time.
• Check this page periodically for changes.